What a LenderMatch HELOC lead looks like

Every field a HELOC request carries when it reaches your system, with sample values for a made-up homeowner. Real requests post in real time, at the moment the homeowner submits the form, with field names mapped to your CRM.

Updated

This sample

Product
HELOC, from the HELOC form on lendermatch.io
Homeowner
Made up. 555-01xx numbers and example.com are reserved for fiction.
Consent IDs
Placeholders here. Real requests carry a live TrustedForm certificate and Jornaya LeadiD.
Field names
LenderMatch's own. Mapped to your system at onboarding.

Every field, with a sample value

The numbers add up: a $450,000 home with a $210,000 first mortgage, asking for a $90,000 line, is at 66.7% CLTV with the new line.

Fields on a sample LenderMatch HELOC request
FieldSample valueWhat it is
lead_idlm-7f3c9a21LenderMatch request ID, for returns and support
created_at2026-10-27T14:32:08-05:00Time the homeowner submitted, in their time zone
producthelocheloc, refinance or va_cash_out: the form they filled out
first_nameJane
last_nameSample
emailjane.sample@example.com
phone5125550142
address100 Sample StProperty address
cityAustin
stateTX
zip78701
property_typesingle_familySingle family, condo, multi-family or manufactured
property_useprimaryPrimary home, second home or investment
property_value450000Homeowner's estimate
mortgage_balance210000First mortgage balance
second_mortgage_balance0
cltv_current46.7Combined loan-to-value today
cltv_with_new_loan66.7Combined loan-to-value with the requested line
line_amount90000Credit line amount requested
credit_range680-719Self-reported
va_statusnoVeteran or active military household
phone_line_typemobile
phone_gradeAPhone line verification grade, A to F
trustedform_cert_urlhttps://cert.trustedform.com/0000000000000000000000000000000000000000Placeholder. Real requests carry a live certificate.
jornaya_leadid00000000-0000-0000-0000-000000000000Placeholder. Real requests carry a live Universal LeadiD.
consent_timestamp2026-10-27T14:32:08-05:00When the homeowner agreed to the consent text
landing_page_urlhttps://lendermatch.io/mortgage/heloc/The form the request came from

The same request as a JSON post

How it arrives by direct post when you take our field names as they are. XML, form fields and CRM-specific formats are mapped the same way. See CRM integrations.

{
    "lead_id": "lm-7f3c9a21",
    "created_at": "2026-10-27T14:32:08-05:00",
    "product": "heloc",
    "first_name": "Jane",
    "last_name": "Sample",
    "email": "jane.sample@example.com",
    "phone": "5125550142",
    "address": "100 Sample St",
    "city": "Austin",
    "state": "TX",
    "zip": "78701",
    "property_type": "single_family",
    "property_use": "primary",
    "property_value": 450000,
    "mortgage_balance": 210000,
    "second_mortgage_balance": 0,
    "cltv_current": 46.7,
    "cltv_with_new_loan": 66.7,
    "line_amount": 90000,
    "credit_range": "680-719",
    "va_status": "no",
    "phone_line_type": "mobile",
    "phone_grade": "A",
    "trustedform_cert_url": "https://cert.trustedform.com/0000000000000000000000000000000000000000",
    "jornaya_leadid": "00000000-0000-0000-0000-000000000000",
    "consent_timestamp": "2026-10-27T14:32:08-05:00",
    "landing_page_url": "https://lendermatch.io/mortgage/heloc/"
}

What do lenders ask about the fields?

More answers in the lender FAQ.

What fields come with a LenderMatch HELOC lead?

Contact details, property address, property type and use, estimated value, mortgage balances, combined loan-to-value today and with the new line, the line amount, credit range, VA status, phone line type and grade, the TrustedForm certificate URL, the Jornaya LeadiD, the consent time and the form URL.

Are the field names fixed?

No. These are LenderMatch's own names. Field names, order and values are mapped to whatever your CRM or endpoint expects, including custom value lists.

Is the credit range verified?

No. It is the range the homeowner picked on the form. LenderMatch never pulls the homeowner's credit.

What does the phone grade mean?

Every request's phone line is verified and graded from A to F before routing, and you can set a filter so you only receive the grades you want.

Do refinance and VA cash-out leads look the same?

Mostly. They carry the same contact, property, loan-to-value and consent fields, with the cash-out amount in place of the line amount, and VA status on every VA cash-out request.

Start with a test program.

Tell us your products, states and filters. We reply within one business day to talk through pricing and a test insertion order, and a test post reaches your system before any live request does.

Prefer email? Write to contact@lendermatch.io.