What happens when you fill out the LenderMatch form

You fill out one short form about your home and your goals, about 2 minutes. LenderMatch matches you with participating lenders who serve your state, those lenders reach out with offers, and you compare and choose, or turn them all down. It's free, and LenderMatch never pulls your credit.

Below is each step, where your information goes, who contacts you and how to stop contact.

The four steps

One form instead of calling lender after lender. You decide what happens after it.

  1. You fill out one short form

    Pick the form for what you want to do: a HELOC, a refinance or a VA cash-out refinance. It asks about the property, your rough numbers, your credit range and how to reach you, and takes about 2 minutes.

    The form is encrypted in transit and doesn't require your Social Security number. LenderMatch never pulls your credit.

  2. LenderMatch matches you with lenders who serve your state

    Your request goes to a small set of participating lenders suited to it. The consent on the form covers up to four participating lenders and partner companies, and every one of them is named on the partner network page.

  3. Lenders reach out with offers

    The lenders you're matched with contact you by phone, text or email to talk through options for your situation. You don't have to chase anyone.

  4. You compare and choose, or decline

    Compare rates and fees, ask questions and ask for terms in writing. Pick the offer that fits, or none of them. You owe nothing either way, and the guide to how lender matching works shows how to compare offers side by side.

Ready to start? Open the HELOC form, the refinance form or the VA cash-out form. The purchase form opens soon.

Where your information goes

The plain-English version. The privacy policy is the governing document.

What LenderMatch collects
What you enter on the form, plus the standard technical data every website receives.
Who receives it
The participating lenders and partner companies you're matched with, up to four, all drawn from the network listed on the partner network page. The consent on the form tells you this before you submit.
Who contacts you
The lenders and partner companies you're matched with, by phone, text or email.
What LenderMatch never does
LenderMatch never pulls your credit, never charges you, and doesn't sell your information to data brokers.
How it's protected
Your information is encrypted in transit and access to it is limited. The privacy policy covers how it's used and your right to see, correct or delete it.

How to stop contact

You can stop contact at any time, in either of these two ways.

How opting out works

  1. Tell the lender

    Ask any lender directly to stop contacting you. Lenders are required to honor it.

  2. Email LenderMatch once

    Email contact@lendermatch.io with "Opt out" in the subject, from the email address you used on the form, or include the phone number you submitted. LenderMatch stops its own messages, tells the lenders your request went to that you revoked consent, and stops sharing your information. Opt-outs are processed within 10 business days at the latest.

Keep reading

One short form, about 2 minutes. Lenders in your state reach out with offers, and LenderMatch never pulls your credit.

Get matched

Pick a form and see what lenders offer.

One short form, about 2 minutes. Lenders who serve your state reach out, and you compare and choose.

It's free, and you're never obligated to take an offer.

Pick one to start the form.

Buying a home? The purchase form opens soon.